Credit Score Consultant

Mr. and Mrs. Poor Credit are no different from the many Americans with serious financial woes. Outstanding loans, credit card debt and a job loss combined to put them in an undesirable financial situation. Follow the journey of Mr. and Mrs. Poor Credit in their diary.

Sept. 7, 10:00 am: Credit is more important than you might think. It determines the house you can buy and the car you drive. It can even affect the job you may or may not get.

I’m waiting patiently to hear back from a job I recently applied for. The recruiter called a few minutes ago and said they were going to run a criminal and credit check. “Do you have anything I should know about?” he asked with a laugh.

“Hmmm…. No criminal record that I can think of,” I answered teasingly. But a little voice said, “Oh great, I know that my credit is horrible!” A couple of years of credit card debt, student loans and a divorce can really mess up your credit. Not to mention all those library books I forgot to take back. Yes, the public library will take you to collections!