Credit Score Consultant

It’s the end of the month, and you know what that means. Any day now, your postman is going to show up at your doorstep with the dreaded credit card bill.

If paying off your credit cards seems like an insurmountable task, you’re not alone.

A recent report from financial research firm Javelin Strategy & Research found that many Americans are having a more difficult time paying off credit cards. And who can blame them, with the economic downturn, mortgage crisis, and high food and fuel costs?  Here are a few results of the study:

• 28% say paying off their credit card balance has become more difficult

• 45% say their ability to contribute to savings has decreased

Paying off Credit Cards
Especially in difficult economic times like these, it’s crucial to develop a plan to pay off credit cards. On the surface, creating a plan seems perfectly simple:  charge less and pay down more. But anyone who’s ever been in debt—or anyone who’s managed their own finances for that matter—knows that sticking to the plan isn’t that easy.

Here are 6 valuable tips to help you develop a plan that you can stick with: